Attention homeowners: Real estate appraisal services for in Brentwood and Contra Costa CountyHere are the top seven reasons why California homeowners order from Allison Appraisal Services:
At Allison Appraisal Services, we understand the unique needs of a consumer in need of appraisal services. Our customary business clients get the appraisal process and the customary documents we provide. Being a regular person not in the real estate business that probably doesn't see an appraisal on a regular basis, we'll be sure you get extra guidance and explanations through the appraisal process to better understand what we do and how we report the results of our analysis. Pre-listing Services/For Sale by OwnerIt's very hard to be objective about your own home because you probably have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your property will attract buyers, a professional appraisal is very valuable as a negotiating tool once you have a potential buyer. It's something concrete to show your buyer. An appraisal is an independent third party's opinion of your house's value -- not just how much you think your house is worth. Interested buyers know that you have an emotional attachment to your home and will be much more likely to give credibility to an experienced appraiser's value conclusion than yours.Challenging property tax assessmentsIf you live in a region that is declining or not appreciating as much as other houses close to yours, your local tax assessor may have your house overvalued. That means you are going to pay more taxes than you should. The earlier you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. An appraisal from Allison Appraisal Services is your chief weapon when contesting your property tax assessment.Need to cancel PMI?Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is an attractive way to cut costs for homeowners. Once your mortgage loan amount is below 80% of the value of your property, in most cases you can apply to a lender to have the PMI eliminated from your loan, which will make your monthly payments go down. At Allison Appraisal Services, we're experienced in helping customers just like you delete unwanted PMI insurance.Was your HELOC recently frozen?Your lender might choose to automatically freeze your home equity line of credit (HELOC) if your home is in or near a declining area -- even if your specific property has not declined in value. Not only can this be inconvenient from a cash flow angle, but it can be detrimental to your credit score since it may appear as though that credit line is maxed out. Allison Appraisal Services can provide you with an expert appraisal that will help you reinstate your home equity line of credit.Do You Need Field and Desktop Appraisal Review Services?Would you wish a second opinion without the cost and delay of waiting for a whole new appraisal? Or do you want a seasoned expert to double-check your appraisal for verity? An appraiser from Allison Appraisal Services can go out and check the subject and comparables in a field review. Or, if you need it immediately, we can provide desk review and verify as many facts as we can, using online data sources as well as our own files.We can also provide a retrospective review of any appraisal you may have had done before. Even though most appraisal reviews are commissioned by lenders, homeowners suspecting a prior appraisal wasn't above board are prudent to get a second opinion. |
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